Clear answers, no fine print.

Exploring your options and receiving offers is free — you're never charged just to see what you qualify for. When you move forward with a funding partner, Apex Bridge earns a service or referral fee, which may be paid by the lender, by you, or shared. We always disclose that fee clearly and in writing before you commit to anything.

Getting started doesn't require a hard credit pull. We use a soft review to understand your profile and match you with the right lenders — so you avoid the multiple hard inquiries that come from applying to lenders one by one. A hard pull only happens later, with your consent, if you decide to move forward with a specific offer.

It depends on the product, but many clients receive their first real offers within one business day and see funds within a few days of accepting. Simpler products like working capital and lines of credit move fastest; SBA loans and commercial real estate take longer due to their documentation. Your advisor will give you a realistic timeline up front.

Very possibly. Because we work across 50+ lending partners with different criteria, we can often find a fit for newer businesses, past credit challenges, or seasonal revenue. Lenders also weigh factors beyond your score — like time in business and monthly revenue. The best way to know is to apply; it's free and won't affect your credit to find out.

It varies widely by product and by your business's revenue and profile. Working capital and lines of credit commonly range from $10K to $250K, equipment financing can reach $2M, and SBA and commercial real estate programs go higher still. Your advisor will help set realistic expectations based on your specific situation.

Just the basics: your business name and industry, roughly how long you've been operating, a snapshot of monthly revenue (recent bank statements help), and how much funding you're looking for and why. You can begin the application in a few minutes — we'll tell you if anything else is needed for a specific offer.

Never. We present your options and give an honest recommendation, but the decision is entirely yours. If none of the offers make sense for your business, you walk away with zero cost and zero obligation. Our goal is a fit that genuinely works for you — not a signature at any cost.

We work with businesses across the US and Canada through our nationwide network of lending partners, with offices in Vancouver, Istanbul and Phnom Penh.

There's no single cutoff. Because we work across 50+ lending partners with different criteria, many look beyond your score to factors like time in business and monthly revenue — and some fund businesses still rebuilding credit. The only way to know for certain is to apply, which is free and won't affect your score.

Often, yes. Some products favor more time in business, but our network includes lenders comfortable with younger companies — especially those with steady revenue. Equipment financing and revenue-based options can be a good fit early on. Tell us where you are and we'll point you to realistic options.

Absolutely — seasonal cash flow is common among our clients in landscaping, restaurants, retail, HVAC and more. We match you with lenders and structures designed to flex with your calendar, such as lines of credit and revenue-based financing that ease in slower months.

Apex Bridge earns a service or referral fee when we help arrange financing. Depending on the product, it may be paid by the lending partner, by you, or shared. Any fee you would pay is disclosed clearly and in writing before you commit — and reviewing your options and offers is always free.